Bonsai
Strong ChoiceAll-in-one client ops for freelancers and small agencies. Contracts, proposals, invoicing, time tracking, expense tracking, and client CRM in one tool.
Prices checked October 19, 2026hellobonsai.com pricing page
Tool matchup
Bonsai vs Wave — which is better for consultants? Side-by-side scoring on workflow fit, pricing, setup speed, and 3 more dimensions. See the winner.
All-in-one client ops for freelancers and small agencies. Contracts, proposals, invoicing, time tracking, expense tracking, and client CRM in one tool.
Prices checked October 19, 2026hellobonsai.com pricing page
SMB-friendly invoicing, payments, and lightweight accounting with a free starter path and optional paid automation features.
Prices checked April 5, 2026waveapps.com pricing page
Bonsai leads by 1 points (close call).
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Best fit
Best for: Solo consultants who want proposal + operations in one app.
Why pick it: One tool replaces 4-5 separate subscriptions (proposals, contracts, invoicing, time tracking, expenses). Ideal for solos who hate managing a tool stack.
Watch for: Jack of all trades — each feature is decent but not best-in-class. If proposals are your competitive edge, use Qwilr. If accounting matters, add QuickBooks.
Best for: Solo consultants and small service businesses that need invoicing and basic accounting without QuickBooks-level overhead.
Why pick it: Low-friction free entry point makes it easy to professionalize billing and bookkeeping early.
Watch for: If you require advanced accounting controls, inventory, or complex tax workflows, you may outgrow it.
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Bonsai | Wave | |
|---|---|---|
| Quick facts | ||
| Pricing sanity | From $9/mo | Free |
| Integrations | 3+ | 4+ |
| Score breakdown | ||
| Outcome fit | 22/25 | 21/25 |
| Setup speed | 14/20 | 14/20 |
| Pricing sanity | 12/15 | 13/15 |
| Integrations | 10/15 | 9/15 |
| UX polish | 13/15 | 12/15 |
| Trust & support | 8/10 | 9/10 |
| Summary | ||
| Best for | Solo consultants who want proposal + operations in one app. | Solo consultants and small service businesses that need invoicing and basic accounting without QuickBooks-level overhead. |
| Key strength | Strong on outcomes | Strong on trust |
Method
Common questions
Bonsai scores 79/100 and Wave scores 78/100 on Curalo's consultant rubric. The biggest gap is Integrations: Bonsai 10/15 vs 9/15.
Bonsai: From $9/mo. Wave: Free.
Jack of all trades — each feature is decent but not best-in-class. If proposals are your competitive edge, use Qwilr. If accounting matters, add QuickBooks.
If you require advanced accounting controls, inventory, or complex tax workflows, you may outgrow it.
Guides
A framework to evaluate five pricing models, calculate what to charge, and build tiered packages — with formulas, scripts, and sourced benchmarks for solo consultants.
Ops and Finance Automation GuideA complete operations and finance stack for independent consultants — scheduling, invoicing, bookkeeping, and time tracking with budget tiers, setup sprints, and weekly cadences.
The First 30 Days: Setting Up Your Independent Consulting PracticeA stage-by-stage guide to setting up your consulting practice in the first month — from entity formation to first client delivery, with budget tiers at every step.
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