Harvest
DefaultTime tracking with invoicing and project budgets. Free for 1 seat and 2 projects; Teams from $9/seat/mo billed yearly.
Free, paid from $9/mo 5 min setup
Prices checked October 23, 2026getharvest.com pricing page
86/100
Tool matchup
Harvest vs Paymo
Harvest vs Paymo for consultants. Compare two Ops & Finance tools on pricing, setup speed, strengths, and Curalo score.
Paymo
Strong ChoiceIt centralizes operational and finance tasks that otherwise create delivery drag.
Free, paid from $5.90/mo 30 min setup
Prices checked November 2, 2026paymoapp.com pricing page
72/100
Verdict
Harvest leads by 14 points (strong advantage).
Decision guidance
- Harvest currently leads with 86/100.
- Harvest strength: Strong on UX quality.
- Paymo trails Harvest most on Setup speed: 13/20 vs 18/20.
What drives this decision
- Setup speed favors Harvest by 5 points.
- UX polish favors Harvest by 3 points.
- Pricing sanity favors Harvest by 2 points.
Decision shortcuts
Which one fits your practice
Choose Harvest if
- Best fit: Hourly or retainer consultants who need to see where time goes and invoice it accurately
- Setup speed matters most to you: Harvest scores 18/20 vs 13/20 for Paymo.
- UX polish matters most to you: Harvest scores 14/15 vs 11/15 for Paymo.
Choose Paymo if
- Best fit: Consultants running delivery, billing, and back-office operations
- You want the lower paid entry: Solo at $5.90 vs $9 for Harvest.
Client-ready brief
Get this comparison decision brief
Send a concise summary of winner, trade-offs, and rollout recommendation.
- Harvest: 86/100
- Paymo: 72/100
- Harvest leads by 14 points (strong advantage).
Best fit
Who each tool is for
Harvest
DefaultBest for: Hourly or retainer consultants who need to see where time goes and invoice it accurately.
Why pick it: Tracked hours flow straight into invoices, and project budgets show when a fixed-fee project is running over.
Watch for: The free plan only covers 2 projects. If you just need a timer, Toggl Track or Clockify have bigger free plans.
Paymo
Strong ChoiceBest for: Consultants running delivery, billing, and back-office operations.
Why pick it: It centralizes operational and finance tasks that otherwise create delivery drag.
Watch for: Avoid if you already run an integrated finance and operations stack with no tooling gaps.
Swipe sideways to compare all columns.
Harvest | Paymo | |
|---|---|---|
| Quick facts | ||
| Pricing sanity | Free, paid from $9/mo | Free, paid from $5.90/mo |
| Setup speed | 5 min setup | 30 min setup |
| Intelligence | High | Medium |
| Integrations | 8+ | 3+ |
| Score breakdown | ||
| Outcome fit | 21/25 | 20/25 |
| Setup speed | 18/20 | 13/20 |
| Pricing sanity | 12/15 | 10/15 |
| Integrations | 12/15 | 10/15 |
| UX polish | 14/15 | 11/15 |
| Trust & support | 9/10 | 8/10 |
| Summary | ||
| Best for | Hourly or retainer consultants who need to see where time goes and invoice it accurately. | Consultants running delivery, billing, and back-office operations. |
| Key strength | Strong on UX quality | Strong on outcomes |
| Main weakness | Weaker on pricing | Slower to set up |
Pricing
Plan-by-plan pricing
Harvest
| Plan | Price | Limits (vendor's wording) |
|---|---|---|
| Free | Free | 1 seat, 2 projects |
| Teams | $9 per seat / month, billed annually$11 per seat / month, billed monthly | Unlimited seats, team reporting, accounting and payment integrations |
| Enterprise | $14 per seat / month, billed annually | Advanced reporting and admin; from $14/seat billed yearly |
Prices checked October 23, 2026getharvest.com pricing page
Paymo
| Plan | Price | Limits (vendor's wording) |
|---|---|---|
| Free | Free | 1 user; 1 client; 2 projects; unlimited tasks, time tracking and invoices; 1 GB storage |
| Solo | $5.90 per account / month, billed annually$9.90 per account / month, billed monthly | 1 user; 3 clients; 5 projects; flat-rate and retainer projects; calendar and Kanban views; 5 GB storage |
| Plus | $10.90 per user / month, billed annually$15.90 per user / month, billed monthly | Unlimited users, clients and projects; recurring invoices, estimates and expenses; project templates; integrations and API; 50 GB storage |
| Pro | $16.90 per user / month, billed annually$23.90 per user / month, billed monthly | Gantt charts and task dependencies; employee scheduling and workload; timesheet approvals; priority support; 500 GB storage |
Prices checked November 2, 2026paymoapp.com pricing page
Cost calculator
What would you pay?
Seats
Billing
Harvest
$9 per month · $108 per year
Cheapest plan that fits: Teams, $9 per seat or user
Paymo
$5.90 per month · $70.80 per year
Cheapest plan that fits: Solo, $5.90 per seat or user
Uses list prices from each vendor's pricing page, before tax and discounts. Free plans and custom-quote plans are left out.
Method
How we checked
- Scores: Curalo rates each tool out of 100 on six consultant criteria (outcome fit, setup speed, pricing, integrations, UX, trust and support). See the scoring method
- Harvest: prices checked October 23, 2026 on the vendor's pricing page: getharvest.com
- Paymo: prices checked November 2, 2026 on the vendor's pricing page: paymoapp.com
- Plans, limits and platforms are copied from each vendor's pricing page in the vendor's own terms.
- Anything a vendor does not publish is shown as not listed rather than guessed. Prices change, so confirm on the vendor's page before buying.
Common questions
Questions consultants ask before choosing
Which is better for consultants, Harvest or Paymo?
Harvest scores 86/100 and Paymo scores 72/100 on Curalo's consultant rubric. The biggest gap is Setup speed: Harvest 18/20 vs 13/20.
Is Harvest or Paymo cheaper?
Harvest's cheapest paid plan is Teams at $9 per seat / month, billed annually. Paymo's cheapest paid plan is Solo at $5.90 per account / month, billed annually.
Do Harvest and Paymo have a free plan?
Harvest has a free plan: 1 seat, 2 projects. Paymo has a free plan: 1 user; 1 client; 2 projects; unlimited tasks, time tracking and invoices; 1 GB storage.
What would one user pay for Harvest or Paymo?
Harvest: $9 a month on Teams. Paymo: $5.90 a month on Solo. Annual list prices where available, before tax.
When is Harvest the wrong choice?
The free plan only covers 2 projects. If you just need a timer, Toggl Track or Clockify have bigger free plans.
When is Paymo the wrong choice?
Avoid if you already run an integrated finance and operations stack with no tooling gaps.
Guides
Guides for this matchup
Ops and Finance Automation Guide
A complete operations and finance stack for independent consultants — scheduling, invoicing, bookkeeping, and time tracking with budget tiers, setup sprints, and weekly cadences.
From Solo to Firm: Scaling Your Consulting PracticeYour tool needs change at every growth stage. A practical guide to the technology, processes, and decisions that take you from solo consultant to small firm — without losing what made you great.
The Consultant's Pricing Playbook: From Hourly to Value-BasedA framework to evaluate five pricing models, calculate what to charge, and build tiered packages — with formulas, scripts, and sourced benchmarks for solo consultants.
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