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Tool matchup

Clockify vs Paymo

Clockify vs Paymo for consultants. Compare two Ops & Finance tools on pricing, setup speed, strengths, and Curalo score.

Clockify

Strong Choice

Time tracking and timesheets with a free tier for up to 5 users, billable reporting on paid plans, and solid project tracking for consulting work.

Free, paid from $3.99/mo 5 min setup

Prices checked June 2, 2026clockify.me pricing page

84/100

Verdict

Clockify leads by 12 points (strong advantage).

Decision guidance

  • Clockify currently leads with 84/100.
  • Clockify strength: Strong on setup speed.
  • Paymo trails Clockify most on Setup speed: 13/20 vs 18/20.

What drives this decision

  • Setup speed favors Clockify by 5 points.
  • Pricing sanity favors Clockify by 3 points.
  • UX polish favors Clockify by 2 points.

Decision shortcuts

Which one fits your practice

Choose Clockify if

  • Best fit: Solo consultants and small teams (up to 5) who want free time tracking — or anyone who'll pay from $3.99/user/mo for billable hours and exports
  • Setup speed matters most to you: Clockify scores 18/20 vs 13/20 for Paymo.
  • Pricing sanity matters most to you: Clockify scores 13/15 vs 10/15 for Paymo.
  • You want the lower paid entry: Basic at $3.99 vs $5.90 for Paymo.

Choose Paymo if

  • Best fit: Consultants running delivery, billing, and back-office operations

Client-ready brief

Get this comparison decision brief

Send a concise summary of winner, trade-offs, and rollout recommendation.

  • Clockify: 84/100
  • Paymo: 72/100
  • Clockify leads by 12 points (strong advantage).

Best fit

Who each tool is for

Clockify

Strong Choice

Best for: Solo consultants and small teams (up to 5) who want free time tracking — or anyone who'll pay from $3.99/user/mo for billable hours and exports.

Why pick it: A free tier for micro-teams and a low $3.99/user/mo entry make it easy to adopt. The interface is simple enough that people who usually resist timesheets actually stick with it.

Watch for: If your team is larger than 5, the free tier no longer covers you, and billable-hour tracking now needs a paid plan. If you want billing baked into your project tool, an integrated tracker may fit better.

Paymo

Strong Choice

Best for: Consultants running delivery, billing, and back-office operations.

Why pick it: It centralizes operational and finance tasks that otherwise create delivery drag.

Watch for: Avoid if you already run an integrated finance and operations stack with no tooling gaps.

Swipe sideways to compare all columns.

Clockify

Paymo

Quick facts
Pricing sanityFree, paid from $3.99/moFree, paid from $5.90/mo
Setup speed5 min setup30 min setup
IntelligenceHighMedium
Integrations5+3+
Score breakdown
Outcome fit
20/25
20/25
Setup speed
18/20
13/20
Pricing sanity
13/15
10/15
Integrations
11/15
10/15
UX polish
13/15
11/15
Trust & support
9/10
8/10
Summary
Best forSolo consultants and small teams (up to 5) who want free time tracking — or anyone who'll pay from $3.99/user/mo for billable hours and exports.Consultants running delivery, billing, and back-office operations.
Key strengthStrong on setup speedStrong on outcomes
Main weaknessFewer integrationsSlower to set up

Pricing

Plan-by-plan pricing

Clockify

PlanPrice
FreeFree
Basic$3.99 per seat / month, billed annually$4.99 per seat / month, billed monthly

Prices checked June 2, 2026clockify.me pricing page

Paymo

PlanPriceLimits (vendor's wording)
FreeFree1 user; 1 client; 2 projects; unlimited tasks, time tracking and invoices; 1 GB storage
Solo$5.90 per account / month, billed annually$9.90 per account / month, billed monthly1 user; 3 clients; 5 projects; flat-rate and retainer projects; calendar and Kanban views; 5 GB storage
Plus$10.90 per user / month, billed annually$15.90 per user / month, billed monthlyUnlimited users, clients and projects; recurring invoices, estimates and expenses; project templates; integrations and API; 50 GB storage
Pro$16.90 per user / month, billed annually$23.90 per user / month, billed monthlyGantt charts and task dependencies; employee scheduling and workload; timesheet approvals; priority support; 500 GB storage

Prices checked November 2, 2026paymoapp.com pricing page

Cost calculator

What would you pay?

Seats
Billing

Clockify

$3.99 per month · $47.88 per year

Cheapest plan that fits: Basic, $3.99 per seat or user

Paymo

$5.90 per month · $70.80 per year

Cheapest plan that fits: Solo, $5.90 per seat or user

Uses list prices from each vendor's pricing page, before tax and discounts. Free plans and custom-quote plans are left out.

Method

How we checked

  • Scores: Curalo rates each tool out of 100 on six consultant criteria (outcome fit, setup speed, pricing, integrations, UX, trust and support). See the scoring method
  • Clockify: prices checked June 2, 2026 on the vendor's pricing page: clockify.me
  • Paymo: prices checked November 2, 2026 on the vendor's pricing page: paymoapp.com
  • Plans, limits and platforms are copied from each vendor's pricing page in the vendor's own terms.
  • Anything a vendor does not publish is shown as not listed rather than guessed. Prices change, so confirm on the vendor's page before buying.

Common questions

Questions consultants ask before choosing

Which is better for consultants, Clockify or Paymo?

Clockify scores 84/100 and Paymo scores 72/100 on Curalo's consultant rubric. The biggest gap is Setup speed: Clockify 18/20 vs 13/20.

Is Clockify or Paymo cheaper?

Clockify's cheapest paid plan is Basic at $3.99 per seat / month, billed annually. Paymo's cheapest paid plan is Solo at $5.90 per account / month, billed annually.

Do Clockify and Paymo have a free plan?

Clockify has a free plan. Paymo has a free plan: 1 user; 1 client; 2 projects; unlimited tasks, time tracking and invoices; 1 GB storage.

What would one user pay for Clockify or Paymo?

Clockify: $3.99 a month on Basic. Paymo: $5.90 a month on Solo. Annual list prices where available, before tax.

When is Clockify the wrong choice?

If your team is larger than 5, the free tier no longer covers you, and billable-hour tracking now needs a paid plan. If you want billing baked into your project tool, an integrated tracker may fit better.

When is Paymo the wrong choice?

Avoid if you already run an integrated finance and operations stack with no tooling gaps.

Guides

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