Wave
Strong ChoiceSMB-friendly invoicing, payments, and lightweight accounting with a free starter path and optional paid automation features.
Prices checked April 5, 2026waveapps.com pricing page
Tool matchup
Wave vs Wethos — which is better for consultants? Side-by-side scoring on workflow fit, pricing, setup speed, and 3 more dimensions. See the winner.
SMB-friendly invoicing, payments, and lightweight accounting with a free starter path and optional paid automation features.
Prices checked April 5, 2026waveapps.com pricing page
Proposals, contracts, invoicing, and payments in one workflow. Crowd-sourced pricing data helps you scope projects at market rates. Scope → Sign → Invoice → Get paid.
Prices checked October 22, 2026wethos.co pricing page
Wave leads by 4 points (close call).
Decision shortcuts
Client-ready brief
Send a concise summary of winner, trade-offs, and rollout recommendation.
Best fit
Best for: Solo consultants and small service businesses that need invoicing and basic accounting without QuickBooks-level overhead.
Why pick it: Low-friction free entry point makes it easy to professionalize billing and bookkeeping early.
Watch for: If you require advanced accounting controls, inventory, or complex tax workflows, you may outgrow it.
Best for: Solo consultants who want proposal-to-payment without context switching.
Why pick it: Proposals, contracts, invoicing, and payments in one workflow. Crowd-sourced pricing data helps you scope projects at market rates. Scope → Sign → Invoice → Get paid.
Watch for: Main trade-off: Weaker on pricing.
Swipe sideways to compare all columns.
Wave | Wethos | |
|---|---|---|
| Quick facts | ||
| Pricing sanity | Free | Free, paid from $12/mo |
| Integrations | 4+ | 3+ |
| Score breakdown | ||
| Outcome fit | 21/25 | 20/25 |
| Setup speed | 14/20 | 14/20 |
| Pricing sanity | 13/15 | 9/15 |
| Integrations | 9/15 | 12/15 |
| UX polish | 12/15 | 11/15 |
| Trust & support | 9/10 | 8/10 |
| Summary | ||
| Best for | Solo consultants and small service businesses that need invoicing and basic accounting without QuickBooks-level overhead. | Solo consultants who want proposal-to-payment without context switching. |
| Key strength | Strong on trust | Strong on outcomes |
| Main weakness | Fewer integrations | Weaker on pricing |
Pricing
Plan-by-plan pricing is not recorded yet. See the starting price above and the vendor's pricing page.
Prices checked April 5, 2026waveapps.com pricing page
| Plan | Price | Limits (vendor's wording) |
|---|---|---|
| Starter | Free | 1 active project; basic invoicing; basic branding |
| Professional | $12 per account / month, billed annually$15 per account / month, billed monthly | Unlimited projects and proposals; advanced invoicing; flexible payment methods |
Prices checked October 22, 2026wethos.co pricing page
Cost calculator
Plan-by-plan pricing is not recorded yet. See the starting price above and the vendor's pricing page.
$12 per month · $144 per year
Cheapest plan that fits: Professional, $12 per seat or user
Uses list prices from each vendor's pricing page, before tax and discounts. Free plans and custom-quote plans are left out.
Method
Common questions
Wave scores 78/100 and Wethos scores 74/100 on Curalo's consultant rubric. The biggest gap is Pricing sanity: Wave 13/15 vs 9/15.
Wave: Free. Wethos's cheapest paid plan is Professional at $12 per account / month, billed annually.
If you require advanced accounting controls, inventory, or complex tax workflows, you may outgrow it.
Guides
A framework to evaluate five pricing models, calculate what to charge, and build tiered packages — with formulas, scripts, and sourced benchmarks for solo consultants.
Ops and Finance Automation GuideA complete operations and finance stack for independent consultants — scheduling, invoicing, bookkeeping, and time tracking with budget tiers, setup sprints, and weekly cadences.
The First 30 Days: Setting Up Your Independent Consulting PracticeA stage-by-stage guide to setting up your consulting practice in the first month — from entity formation to first client delivery, with budget tiers at every step.
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